Money Saving Tips for 2025
Saving money is the art of setting aside part of your income today so future costs never derail your goals. In 2025, inflation, rising interest rates, and new digital...
Why Emergency Funds Beat Insurance Riders for Small Setbacks
An emergency fund is a cash reserve that serves as a liquidity cushion, ready to cover unexpected small setbacks without the delays or restrictions of insurance claims. In contrast,...
Frugal Living vs. Minimalism – Find Your Perfect Money-Saving Lifestyle
Frugal living is the practice of deliberately reducing expenses and making the most of every dollar spent, while minimalism is the intentional curating of one’s possessions to prioritise simplicity...
Combining Finances Made Easy: Secrets to Merging Money Without Relationship Stress
Combining finances as a couple refers to the intentional process of pooling income, assets, and expenses to manage money jointly. When partners choose to combine finances, they agree to...
PPF vs. ELSS: Which Tax-Saving Option is Best for Risk-Averse Investors in 2025?
When it comes to tax-saving instruments under Section 80C of the Income Tax Act, two options often dominate the conversation: Public Provident Fund (PPF) and Equity Linked Savings Scheme...
Index vs Active Funds in 2025: Costs, Returns & Risks Explained
An index fund is a type of investment fund designed to mirror the performance of a specific market index, such as the S&P 500, by holding the same securities...
Money Triggers: Psychological Biases That Sabotage Your Budget & How to Outsmart Them
“Why did I buy that?”If you’ve ever stared at your bank app in disbelief, you’ve met a money trigger—an internal psychological cue that slips past rational thought and turns...
How to Read Your Bank Statement Without Falling Asleep
A bank statement may look like a dull PDF filled with numbers, dates and cryptic codes, but it is actually the single most powerful document in your personal finance...
Lifestyle Inflation : 8 Proven Tactics to Stop Lifestyle Creep and Supercharge Your Wealth
Lifestyle inflation So-called lifestyle creep is the gradual tendency to increase spending as income rises. Instead of allocating raises, bonuses, or extra earnings toward savings and investments, many individuals...
50/30/20 Budget in 2025: Beat Inflation and Make Every Rupee Work Harder
50/30/20 rule India 2025: Beat inflation and make every rupee work harder by adopting a proven rupee-wise money management strategy. In an era marked by rising prices and shrinking...