Money Basics

June 13, 2025
Dhruva
Money Basics

Old vs New Tax Regime FY 2025-26: Save Up to ₹50k With the Right Choice

With FY 2025–26 rolling in major updates, the government has positioned the new tax regime as the default option for salaried individuals. It now comes with a higher standard...

June 13, 2025
Dhruva
Money Basics

Save Money Live Better

Save Money, Live Better: Proven Steps to Stretch Your Rupee and Boost Everyday Happiness Imagine having a little extra cash each month without turning your life upside down. That’s...

June 13, 2025
Dhruva
Money Basics

25 Proven Saving Strategies to Beat Inflation in 2025

Inflation erodes the real value of every rupee, dollar, or euro you hold. In plain terms, inflation means today’s money buys less tomorrow. The good news? You can fight...

June 9, 2025
Dhruva
Money Basics

High-Interest Savings Accounts vs. Liquid Funds: Where Should Short-Term Cash Sit?

High-Interest Savings Account vs Liquid Fund: Park Short-Term Cash for Maximum Safety + Return Imagine your wallet as a little engine humming away. You wouldn’t let it idle at...

June 8, 2025
Dhruva
Money Basics

Declutter Your Finances: The 30-Day Digital Detox for Your Wallet

What Is a Digital Detox for Your Wallet? Digital vs. physical financial clutter Digital clutter lives in the apps, services, and notifications we tap through each day: that streaming...

June 8, 2025
Dhruva
Money Basics

Term Insurance vs Endowment: Which Policy Protects Your Family Best and Saves You More?

Term insurance is a straightforward risk-only cover that provides a lump-sum payout if you pass away during the policy term. Premiums tend to be low, so you can secure...

June 8, 2025
Dhruva
Money Basics

Goal-Based Planning: Turn Dreams Into Monthly Numbers With a Monthly Savings & FIRE Calculator

Planning your financial future doesn’t have to be a challenging task. With goal-based planning, a monthly savings calculator, and a simple FIRE (Financial Independence, Retire Early) calculator, you’ll know...

June 8, 2025
Dhruva
Money Basics

Money Saving Tips for 2025

Saving money is the art of setting aside part of your income today so future costs never derail your goals. In 2025, inflation, rising interest rates, and new digital...

June 8, 2025
Dhruva
Money Basics

Why Emergency Funds Beat Insurance Riders for Small Setbacks

An emergency fund is a cash reserve that serves as a liquidity cushion, ready to cover unexpected small setbacks without the delays or restrictions of insurance claims. In contrast,...

June 6, 2025
Dhruva
Money Basics

Frugal Living vs. Minimalism – Find Your Perfect Money-Saving Lifestyle

Frugal living is the practice of deliberately reducing expenses and making the most of every dollar spent, while minimalism is the intentional curating of one’s possessions to prioritise simplicity...